Freedom of Information

Freedom of Information Act 2000

Freedom of Information logoFreedom of Information Act 2000

The Freedom of Information Act 2000 (the “Act”) became law on 30 November 2000.

The Act does two main things:

1. It gives applicants a general right of access to all types of recorded information held by public authorities, although there are a number of procedural and substantive limitations.

2. It imposes an obligation on public authorities, to produce and maintain a Publication Scheme approved by the independent Information Commissioner.

As a limited company wholly owned by HM Treasury, UK Asset Resolution Limited (“UKAR”) is meeting the Freedom of Information Act requirements set out above. However, you should note that Bradford & Bingley plc ("B&B"), Mortgage Express and NRAM Limited are not covered by the Act. This is because B&B and Mortgage Express were exempted from the Act's requirements by the nationalisation order, the Bradford & Bingley plc Transfer of Securities and Property etc. Order 2008, and NRAM Limited by the NRAM plc (formerly Northern Rock plc) Consequential and Supplementary Provisions Order 2016.

Within the UKAR group of companies, therefore, the Act is of limited application, to UKAR and its subsidiary UKAR Corporate Services Limited ("UKARcs") only.

The former subsidiary NRAM plc was sold on 5 May 2016 and is no longer part of the UKAR Group. Should you wish to make any requests for information prior to this point you should note that NRAM plc was not covered by the Act because it was exempted from is requirements by the nationalisation order, the Northern Rock plc Transfer Order 2008.

How to apply for information

It is possible that the information you seek may already be published and, before making a request, you should check whether the information you require is already published – including on the UKAR, B&B and NRAM websites and in their annual reports and accounts.

If you cannot find what you want, however, you can submit a request by letter to: UK Asset Resolution Ltd, Croft Road, Crossflatts, Bingley, West Yorkshire, BD16 2UA

Alternatively you can submit your request by emailing us at Please state "Freedom of Information" or "FOIA" as the subject heading as this will ensure that your request is dealt with appropriately.

Publication Scheme

Under Section 19 of the Act, all public authorities are required to adopt and maintain a Publication Scheme.

This notice is the UKAR Publication Scheme.

In 2008, the Information Commissioner produced a new model Publication Scheme for public authorities. You can read more about the Information Commissioner's intentions on his website: The Information Commissioner has recognised that, since 2002, structured websites have come to perform much of the function that the Publication Scheme was originally intended to fulfil. For UKAR, the public website is the source of all information covered by the model Publication Scheme. The model Publication Scheme defines Classes of Information that Authorities should publish, as follows:

  • Who we are and what we do.
  • What we spend and how we spend it.
  • What our priorities are and how we are doing.
  • How we make decisions.
  • Our policies and procedures.
  • Lists and registers.
  • The services we offer.

The UKAR Annual Report and Accounts are the principal source for strategic information under the first four classes and can be found here. Further information about how we make decisions and our board is contained in the 'About us' section of the website. UKAR has been set up as a holding company for its regulated entities and therefore does not provide any services or contract in its own right with third parties, nor does it have any employees. Further information about our shareholder is available from the UKFI website, which includes a Framework Document setting out how UKFI will work with HM Treasury and their Investee Companies (including UKAR).

We do not have statutory responsibilities for lists and registers, and UKAR is not generally directly involved in service provision to any customers or otherwise.